Find Your
Child Trust Fund
Millions of pounds in Child Trust Funds are unclaimed. We locate your fund, handle the paperwork, and get your money back to you — with no upfront cost.
No payout, no fee · Takes 2 minutes to start
No Payout, No Fee
If we cannot locate your fund or you do not receive any money, you pay absolutely nothing.
30% + VAT (Capped at £999)
Our success fee is capped so you always know the maximum you will pay. Transparent pricing with no hidden extras.
5+ Years Experience
We have helped thousands of young adults locate and reclaim their Child Trust Funds since 2020.
What Is a Child Trust Fund?
Between 2005 and 2011, the UK government gave every child born in that period a voucher worth up to £500 to start a long-term savings account. Many parents topped these accounts up over the years. Now that those children have turned 18, they are entitled to withdraw the money — but many do not even know the account exists.
CTF Refunds specialises in tracking down these accounts. We handle the HMRC enquiries, locate the fund provider, and guide you through the withdrawal process.
How It Works
Three simple steps to find and claim your Child Trust Fund.
Submit Your Details
Fill in our short online form with your name, date of birth, and National Insurance number.
We Locate Your Fund
We submit a request to HMRC to trace which provider holds your Child Trust Fund.
You Get Paid
Once located, we help you access your money. You only pay our fee when you receive your funds.
Frequently Asked Questions
How much does it cost?
Our fee is 30% + VAT of the fund value, capped at a maximum of £999 inclusive of VAT. If we do not locate your fund or you do not receive any money, you owe us nothing.
How long does it take?
The process typically takes 4 to 8 weeks. HMRC can take up to 6 weeks to respond with the fund provider details.
Do I need my National Insurance number?
Yes. HMRC requires your National Insurance number to look up who holds your Child Trust Fund. You can find this on payslips, your tax letter, or the HMRC app.
What if I change my mind?
You have a 14-day cooling off period from the date you sign our agreement. During this time you can cancel at no cost.
Am I eligible?
If you were born between 1 September 2002 and 2 January 2011, a Child Trust Fund was likely opened in your name. If you have turned 18, you are eligible to claim it.
Ready to Find Your Money?
It only takes a couple of minutes to get started. No upfront payment required.
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