What We Do
We specialise in locating and recovering Child Trust Funds for young adults across the UK.
The Child Trust Fund Problem
Between 2005 and 2011, the UK government provided a voucher to every child born in the UK to open a Child Trust Fund. Parents and family members could top up these accounts over the years. Now that those children are turning 18, they are entitled to access the money.
The challenge is that many account holders have no idea the account exists, do not know which provider holds it, or have lost the original paperwork. That is where CTF Refunds comes in.
Our Process
You Submit Your Details
Complete our simple online form with your name, date of birth, National Insurance number, and address. This takes about two minutes.
We Contact HMRC
We submit a Data Subject Access Request (DSAR) to HMRC on your behalf. HMRC holds records of which provider was assigned each Child Trust Fund.
We Locate Your Provider
Once HMRC responds (typically 4-6 weeks), we identify the fund provider and contact them to determine your account balance and withdrawal options.
You Receive Your Funds
We guide you through the withdrawal process with your provider. You receive your money directly. Our fee is only payable once you have been paid.
Why Choose CTF Refunds?
No Win, No Fee
If we cannot locate your fund, you pay absolutely nothing. There is no upfront cost or hidden charge.
Capped Fees
Our fee of 30% + VAT is capped at a maximum of £999, so you always know the most you could pay.
14-Day Cooling Off
Changed your mind? You can cancel within 14 days of signing at absolutely no cost.
Experienced Team
With over five years of experience, we have successfully helped thousands of young adults reclaim their CTF.